Your car insurance covers medical care after an accident — MRI, physical therapy, pain management, and more. We set up your appointments the same day.
New York No-Fault insurance covers medical treatment after car accidents — even if the accident was your fault. We help you access it.
Find out what's covered — takes 30 seconds
🔒 100% free. No obligation. Your info stays private.
We'll call you within 5 minutes to walk you through your coverage options.
Keep your phone nearby.
New York No-Fault insurance covers medical treatment after car accidents. Here's what you can access through Gotham Injury:
Diagnostic imaging to identify injuries from your accident — covered by your car insurance
Licensed therapists specializing in accident injuries — appointments in your borough
Specialist care including injections and interventional procedures for ongoing pain
Chiropractic treatment for neck, back, and spine injuries from your accident
Orthopedic surgeons, neurologists, and other specialists as needed
Counseling for trauma, anxiety, and PTSD related to your accident
Fill out the quick form or call us. Takes 30 seconds. We respond within 5 minutes.
➡We verify your insurance coverage and explain exactly what medical care you qualify for.
➡We book your appointment with a specialist and, if your case qualifies, connect you with a personal injury attorney for a free consultation.
If you were in a car accident in New York, your auto insurance includes No-Fault / PIP coverage that pays for medical treatment — regardless of who caused the accident.
This covers doctor visits, MRI scans, physical therapy, chiropractic care, pain management, and more. You pay $0 out of pocket.
Most people don't realize they have this coverage, or they don't know how to access it. That's where we come in.
No health insurance? It doesn't matter. No-Fault coverage comes from your car insurance, not your health plan.
Accident was your fault? You're still covered. That's why it's called "No-Fault."
Feeling pain days later? That's normal. Adrenaline masks injuries for 24-72 hours. You're still eligible for treatment.
New York requires that you start medical treatment within 30 days of your accident to use your No-Fault coverage. After that window closes, you may lose access to $0 medical care — even if you're still in pain. We can usually get you an appointment the same day you call.
Check Your Coverage — It's Free
No-Fault coverage applies to all motor vehicle accidents in New York
Cyclists hit by cars qualify for the same No-Fault coverage
Injured on someone else's property? You may be entitled to medical care at $0
NY Labor Law may entitle construction workers to full medical coverage
You've already been through a lot. Getting medical care shouldn't be another struggle.
One quick call and we handle the rest — scheduling, paperwork, insurance coordination. You just show up to your appointment.
Tell us a bit more so we can match you with the right specialist
🔒 100% free. No obligation. Your info stays private.
We'll call you within 5 minutes to walk you through your coverage options.
Keep your phone nearby.
Yes, completely free with zero obligation. We'll explain your coverage options and you decide what to do next.
No catch. New York requires every auto insurance policy to include No-Fault / PIP coverage, which pays for medical treatment after an accident. You're already paying for this coverage in your premiums — we just help you use it.
Health insurance doesn't matter here. No-Fault coverage comes from your car insurance, not your health plan. Even if you have no health insurance at all, you're still covered.
Definitely. Many injuries don't show up right away — adrenaline masks pain for 24 to 72 hours. Whiplash, herniated discs, and nerve damage often surface days later. Getting checked early gives you the best outcome.
You're still covered. That's why it's called "No-Fault" insurance. Your coverage applies regardless of who caused the accident.
Usually the same day you call. We have specialists across all five boroughs ready to see you.
We're a referral service, not a law firm. If your case qualifies, we connect you with an independent personal injury attorney for a free consultation. The attorney works on contingency — you only pay legal fees if they recover compensation for you.
Yes. The attorney consultation is completely free with no obligation. Gotham Injury doesn't charge you anything, and the personal injury attorneys we refer work on contingency — no fee unless they win.
Yes. All information you share is completely private and secure. We only use it to connect you with the right medical and legal professionals.